company = Company::factory()->create(); $this->validator = app(PaymentPolicyValidator::class); } private function settings(bool $allowPartial, bool $allowOver): CompanyFinancialSettings { return CompanyFinancialSettings::updateOrCreate( ['company_id' => $this->company->id], ['allow_partial_payments' => $allowPartial, 'allow_overpayments' => $allowOver], ); } /** * @param list $installmentTotals */ private function creditWithInstallments(array $installmentTotals): Credit { $credit = Credit::factory()->create([ 'company_id' => $this->company->id, 'status' => Credit::STATUS_ACTIVE, ]); foreach ($installmentTotals as $i => $total) { Installment::factory()->create([ 'company_id' => $this->company->id, 'credit_id' => $credit->id, 'installment_number' => $i + 1, 'status' => Installment::STATUS_PENDING, 'due_date' => now()->addDays(($i + 1) * 7), 'total_amount' => $total, 'amount_paid' => 0, ]); } return $credit->fresh(); } #[Test] public function it_rejects_amount_over_remaining_balance(): void { $credit = $this->creditWithInstallments([60000]); $settings = $this->settings(allowPartial: true, allowOver: true); try { $this->validator->validate($credit, 70000, $settings); $this->fail('Se esperaba PaymentPolicyException.'); } catch (PaymentPolicyException $e) { $this->assertSame('El monto excede el saldo pendiente.', $e->getMessage()); $this->assertArrayHasKey('amount', $e->errors()); } } #[Test] public function it_rejects_partial_payment_when_not_allowed(): void { $credit = $this->creditWithInstallments([60000]); $settings = $this->settings(allowPartial: false, allowOver: true); $this->expectException(PaymentPolicyException::class); $this->expectExceptionMessage('Esta empresa no permite pagos parciales.'); $this->validator->validate($credit, 30000, $settings); } #[Test] public function it_rejects_overpayment_over_installment_when_not_allowed(): void { // Dos cuotas (saldo 120k); la primera vale 60k. Pagar 90k no excede el // saldo pero sí la cuota → sobrepago. $credit = $this->creditWithInstallments([60000, 60000]); $settings = $this->settings(allowPartial: true, allowOver: false); $this->expectException(PaymentPolicyException::class); $this->expectExceptionMessage('Esta empresa no permite pagos que excedan el valor de la cuota.'); $this->validator->validate($credit, 90000, $settings); } #[Test] public function it_passes_when_within_policy(): void { $credit = $this->creditWithInstallments([60000]); $settings = $this->settings(allowPartial: true, allowOver: true); $this->validator->validate($credit, 60000, $settings); $this->assertTrue(true); // no lanzó excepción } }